The Philippine National Bank PNB is one of the largest privately-owned commercial banks in the Philippines. Established in 1916, it has a rich history and has played a significant role in the country’s economic development.
Key Facts:
- Founded: July 22, 1916
- Type: Public bank
- Headquarters: PNB Financial Center, Macapagal Boulevard, Pasay
- Assets: ₱1.19 trillion (2021)
- Branches: Over 713 domestic branches and more than 1,400 ATMs
- Overseas Presence: More than 70 branches, representative offices, and remittance centers across Asia, Europe, the Middle East, and North America
Services:
- Deposit Accounts: Various account options for individuals and businesses
- Credit Cards: Range of credit card options with benefits and rewards
- Loans: Personal, auto, and housing loans for various needs
- Investments: Opportunities for growing your money
- Insurance: Life and non-life insurance products
- Digital Banking: Convenient mobile banking services through PNB Digital
Awards and Recognition:
- Renewable Energy Awards: PNB Capital, the bank’s investment banking arm, has received awards for its work in renewable energy
- Partnerships: PNB has partnered with various organizations, including Japan-based Digital Wallet Corp, to expand remittance services for global Filipinos
Contact Information:
- Phone: (+632) 8526 3131 (Trunkline) or (+632) 8573-8888 (Bank Hotline)
- Email: customercare@(link unavailable) (Customer Care) or pnbcreditcards@(link unavailable) (PNB Cards)
- Website: (link unavailable)
How to withdraw money at PNB ATM
Is Philippine National Bank a government bank?
The Philippine National Bank (PNB) is a bit of a mixed bag when it comes to its government ties. Here’s the lowdown…
- Established as a government bank: PNB was founded in 1916 as a government-owned banking institution to support the country’s economic development.
- Privatization: In 1989, the government privatized PNB, and it was acquired by tycoon Lucio Tan. By August 2005, the Lucio Tan Group had become the majority stakeholder, marking a significant shift towards private ownership.
- Current status: Although PNB is fully privatized, it continued to act as a government depository bank until May 3, 2007. Today, it’s one of the largest private domestic banks in the Philippines, ranked seventh in terms of assets as of 2023.
In summary, while PNB has its roots as a government bank, it’s now a private bank with some history of government involvement. Its current operations are managed by its private stakeholders, with Lucio Tan serving as Chairman Emeritus.
How can I check my PNB account balance online?
You can check your PNB account balance online through various methods:
PNB Net Banking
- Visit the PNB net banking portal and log in with your User ID and password.
- Navigate to the “Account Summary” or “View Account” section to view your account balance.
PNB Mobile Banking App (PNB ONE)
- Download the PNB ONE app from the Google Play Store or Apple App Store.
How install PNB MOBILE BANKING
- Log in with your credentials and navigate to the balance inquiry section.
Missed Call Service
- Dial 1800 180 2223 or 0120-2303090 from your registered mobile number.
- You’ll receive an SMS with your account balance.
SMS Service
- Send “BAL 16-digit Account Number” to 5607040 or 92640 92640.
- You’ll receive an SMS with your account balance.
WhatsApp Service
- Save the number +91 9264092640 or 9772022156 in your contacts.
- Send a “Hi” message from your registered mobile number.
- Follow the prompts to check your account balance.
ATM
- Visit a PNB ATM or any other ATM that accepts your PNB debit card.
- Insert your card, enter your PIN, and select the “Balance Enquiry” option.
UPI Apps
- Open your preferred UPI app (e.g., Google Pay, PhonePe, Paytm).
- Select your PNB account and enter your UPI PIN to view your balance.
Can we open account PNB account online?
You can open a PNB account online, but the process varies depending on your location and the type of account.
For Philippine National Bank (PNB) in the Philippines:
- Download the PNB Digital app from the Apple App Store or Google Play Store.
- Fill out the application form and provide required documents, such as a valid ID.
- Confirm your account opening through a video call scheduled by your preferred PNB branch.
- There’s no required minimum opening amount and no minimum maintaining balance.
For Punjab National Bank (PNB) in India:
- Visit the PNB website (pnbindia.in) and navigate to the “Online Services” section.
- Choose the desired savings or current account variant and fill out the application form.
- Upload required documents, such as Aadhaar, PAN, address proof, and a photograph.
- You can use the Video KYC process for a fully online account opening or visit a branch for verification.
Account Types:
- PNB Savings Accounts: Available for individuals, minors, and NRIs, with features like zero-balance accounts and interest-earning options.
- PNB Current Accounts: Designed for businesses, with features like cash management and trade finance.
Requirements:
- Valid ID and proof of address
- PAN card (for Indian citizens)
- Passport and visa (for NRIs)
- Minimum age: 18 years old (minors can open accounts with guardians)
Additional Information:
- Accounts can be opened with zero balance, but some accounts require a minimum balance to avoid penalties.
- PNB offers various debit card options with its accounts.
- You can manage your account online through PNB’s digital banking services.
How much the maintaining balance in Philippine National Bank?
The maintaining balance in Philippine National Bank (PNB) varies depending on the type of account. Here are some of the account types and their corresponding minimum maintaining balances.
- PNB Passbook Savings Account: PHP 10,000
- PNB Debit Savings Account: PHP 3,000
- PNB Regular Checking Account: PHP 10,000
- PNB Budget Checking Account: PHP 5,000
- PNB Prime Savings Account: PHP 50,000
It’s essential to maintain the minimum balance to avoid charges and dormancy fees. If the balance falls below the required minimum maintaining balance for at least two consecutive months, a fee of PHP 350 will be charged.
