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Finding a fast, reliable loan in Thailand no longer requires standing in line at a bank branch with stacks of paperwork. Over the past few years, Thailand’s digital lending ecosystem has matured rapidly under strict supervision from the Bank of Thailand (BoT).
Cambodia’s digital finance ecosystem has expanded rapidly, driven by high smartphone adoption and the National Bank of Cambodia’s (NBC) Bakong digital payment infrastructure. Borrowers looking for digital loans can access options ranging from regulated commercial banks and licensed microfinance institutions (MFIs) to digital-only fintech apps.