Yes, you can withdraw cash using your ICBC ATM card at a Bank of China ATM near Prince Edward Station in Hong Kong — but there are a few conditions to keep in mind:
✅ Compatibility & Network Support
- ICBC (Asia) debit cards typically support the UnionPay network.
- Bank of China ATMs in Hong Kong also support UnionPay, so your ICBC card should work there.
- Make sure your card has the magnetic stripe function enabled if you’re using older machines.
💳 What You’ll Need
- A valid ICBC ATM or debit card
- Your PIN code
- Sufficient funds and activated overseas withdrawal settings (if your card is issued outside Hong Kong)
⚠️ Important Notes
- Fees may apply if you’re using a card issued outside Hong Kong or not part of the ICBC (Asia) network.
- Daily withdrawal limits vary by card type and issuing region.
- If your card is chip-only, some older ATMs may not accept it—look for newer machines with chip readers.
What are the withdrawal fees at Bank of China ATMs?
Here’s a breakdown of withdrawal fees at Bank of China ATMs in Hong Kong, especially if you’re using an ICBC card or a foreign-issued card:
💸 Bank of China ATM Withdrawal Fees (Hong Kong)
| Card Type | Local ATM Fee | Foreign Transaction Fee | Notes |
|---|---|---|---|
| ICBC (Asia) HK-issued card | Usually Free | None | No fee at Bank of China ATMs within Hong Kong |
| ICBC Mainland China-issued card | HKD 15–30 | May apply | Depends on UnionPay settings and card type |
| Foreign bank cards (Visa/Master) | HKD 15–30 | 1–3% of transaction | May also incur cash advance fees |
🧠 Tips to Minimize Fees
- Use UnionPay network ATMs (Bank of China supports this).
- Avoid Dynamic Currency Conversion (DCC) — always choose to be charged in HKD, not your home currency.
- Consider using multi-currency cards like YouTrip or Wise for better exchange rates and lower fees.
For full fee details, you can check Bank of China’s official service charge page.
